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By: krantcents

Good points! I also make an extra payment once ayear too.

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By: Ryan Guina

I usually make extra mortgage payments each month. My situation is probably closer to the “I probably could have afforded a 15 year mortgage, but liked the flexibility of the smaller payments of a 30...

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By: Kevin @ Savvy on Credit

No other consumer debt generates as much interest cost as a mortgage. These are great tips to lowering interest costs. Your advice about having at least six months of an emergency fund are most...

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By: Kris

Even just adding an extra $50 a month or whatever you can afford will help. Or course, having a plan and being consistent will lead to faster results, but you don’t need to go through the time and...

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By: Ryan Guina

Excellent point, Kris. Even small payments on a consistent basis can make a big difference. Refinancing isn’t a requirement, but it can be helpful if you can refinance at a lower interest rate and the...

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